Why do you need a Mutual Fund Distributor?
Why do you need a cook or a driver. We can do both ourselves but prefer not to in order to save time and energy. Similarly to avoid sifting through 25 odd healh/life insurance policies and mutual fund schemes, you need an expert to handhold you through the process. Moreover, you invest money throughout your working life which is apprx about 35 years and hence you need the subject matter expert to help you run the marathon.